Enterprise Balance Sheet Orchestration

Idle cash is a liability.
Program your liquidity.

Contium is the automated treasury engine for global enterprises. Connect your operating accounts and programmatically sweep dormant capital into diversified, high-yield institutional vaults.

ContiumOS // Global Treasury Terminal // Live

14:32:04 UTC

Connected Nodes

JPM Operating

$4.2M

SVB Payroll

$1.5M

Contium Yield Vault

$18.9M

Target Yield Matrix

Overnight Repo 5.32%

30-Day T-Bills 5.41%

Corporate Paper (AA) 5.85%

Total AUM Managed

$24,600,000.00

Blended Yield (30D)

+5.48%

$25M $20M $15M $10M

Nov 1

Major Sweep Executed

Rule #84A: End of Day Sweep

IF JPM_OP > $1.5M THEN SWEEP TO T-BILLS

Active

Execution Telemetry

[14:31:02] OP_EVALUATE: JPM_OP Balance: $4,200,000

[14:31:02] THRESHOLD_EXCEEDED: Surplus $2,700,000 detected.

[14:31:03] INIT_SWEEP: Routing to Multi-Custody Vault

[14:31:03] AUTH: Verifying MPC signatures [2/2]

[14:31:04] SUCCESS: Cleared via Fedwire (Ref: 0x98A...3B)

[14:31:05] ALLOCATE: $1.2M -> BNY Mellon (Overnight)

[14:31:05] ALLOCATE: $1.5M -> Citi (30-Day T-Bill)

[14:28:15] INFLOW: $450,000 received via CHIPS.

[14:28:15] OP_EVALUATE: SVB_PAY Balance: $1,500,000

[14:28:16] STATUS: Maintained. No action required.

[14:15:00] CRON: Executing Yield Re-balancing...

[14:15:01] SOFR_CHECK: Current Rate 5.31%

[14:15:02] STATUS: Portfolio Optimized.

If-This-Then-Sweep Logic.

Stop managing treasury with spreadsheets and manual wire transfers. Contium allows CFOs to build visual routing logic that triggers sub-second asset reallocations across commercial bank accounts.

Time-Based Sweeps

Sweep all surplus capital at exactly 4:30 PM EST daily before wire cutoff times.

Threshold Sweeps

Set a strict $2M floor on payroll accounts. Auto-liquidate repo funds instantly if balance drops below floor.

Contium Logic Builder

Chase Operating Account

Current Balance: $5,240,000

IF Balance > $1.5M

Trigger Yield Sweep

Action: Transfer Surplus ($3,740,000)

Overnight Repo

50% ($1.87M)

Treasury Bills

50% ($1.87M)

Eliminate single-bank counterparty risk.

Holding $50M in a single commercial checking account exposes your enterprise to massive uninsured counterparty risk. Contium's network syndicates your capital across 50+ tier-1 custody banks, ensuring every dollar is FDIC insured and fully secured.

Up to $125M in expanded FDIC coverage.
Zero-day liquidation protocols.
Unified reporting across all custodians.

View Custody Partners

Developer First

ISO 20022 Native APIs.

Embed institutional yield generation directly into your ERP or proprietary ledger. Contium's idempotent APIs prevent duplicate wire execution and provide cryptographic proof of sweep execution.

execute_sweep.ts

import { ContiumClient } from '@contium/sdk';

const treasury = new ContiumClient(process.env.CONTIUM_API_KEY);

// Execute an instant sweep from Operating to Yield Vault
const execution = await treasury.sweeps.create({
  source_account_id: 'acct_jpm_902',
  target_vault: 'vault_tbill_30d',
  amount: 250000000, // Cents ($2.5M)
  idempotency_key: 'tx_sweep_20261024_01',
  require_mpc: true
});

console.log(`Sweep initiated. Status: ${execution.status}`);

Idle cash is a liability. Program your liquidity.